California Nurses Association

Bill Moyers Journal profiles the fight the California Nurses Association (CNA) has been waging over universal healthcare. "There shouldn't be a double standard," says Rose Ann DeMoro, executive director of CNA. "We, as the public, pay for Dick Cheney's care...why is the government not providing the same type of care to all Americans?"

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Cleaning up and Sunday’s Best

The importance of making sure things are clean and well behaved in life is very important (financially), however if you are running a petit business the way I am here (small just doesn’t really say how small it is), it is very important to know what you have written and what is still hanging around [...]


Cleaning up and Sunday’s Best is a post from: Canadian Personal Finance Blog and follow me on twitter as well: Big Cajun Man, daily updates from all over the Blogosphere. Subscribe to my comments feed as well!

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3 Reasons Microsoft's Windows 8 Pro at $39.99 Changes Everything

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Windows 8Microsoft (MSFT) isn't going to take any chances: The world's largest software company will be offering most of its customers -- PC owners running XP, Vista, or Windows 7 -- the chance to pay just $39.99 to upgrade Windows 8 Pro when it becomes available later this year.

The move is bold. We still don't know exactly when the new platform will go on sale, but the upgrade pricing is a fraction of what Mr. Softy has charged in the past.

Microsoft seems to be taking a page out of the Apple (AAPL) playbook with cheap operating system upgrades. The company will also include a free download of the upcoming Windows Media Center for those upgrading digitally.

This is a big deal. Let's explore a few reasons that it matters.

1. PC makers will be able to keep selling computers over the next few months.

Desktop and laptop sales have stalled lately, and industry watchers expect that to get even worse this new quarter.

There are several factors holding back PC sales, but one is that buyers have been holding back in anticipation of Windows 8. Why buy a Windows 7 system when the fresher OS is just around the corner?

Well, the $39.99 upgrade -- and the seamless upgrade path for Windows 7 users in particular -- makes that less of a barrier. PC sales will continue to be slow for various other reasons, but at least now there isn't a legitimate reason to wait for Windows 8 to roll out as a factory-installed option in new PCs.

2. Low Price Means High Conversion.

The price tag may hit Microsoft's margins, but the company could very well make that up in volume. There are going to be a lot of people upgrading, and that's going to help the software giant draw developers to its Windows Store.

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This is really important. Windows 8 was designed with "good enough" touchscreen computing devices in mind, and strong initial success may improve Microsoft's chances of finally mattering in tablets and smartphones.

3. Microsoft Can Use the Good News.

With sluggish computer sales, this week's $6.2 billion charge at its online business unit, and problems with mobile partner Nokia (NOK), Microsoft needs a hit to win back investors.

Yes, Microsoft's Xbox 360 is now the top dog when it comes to video game consoles, but operating system software has always been the company's bread-and-butter business.

The well-received rollout of Windows 7 proved that the company could overcome the critically maligned Windows Vista. Now it needs Windows 8 to be even bigger.


Longtime Motley Fool contributor Rick Munarriz does not own shares in any of the stocks in this article. The Motley Fool owns shares of Microsoft and Apple. Motley Fool newsletter services have recommended buying shares of Microsoft and Apple, as well as creating bull call spread positions in Microsoft and Apple.


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Source: http://www.dailyfinance.com/2012/07/03/3-reasons-microsofts-windows-8-pro-at-39-99-changes-everything/

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Going to Private School Affected My Financial Life

Private School, Yes I attended and it’s a different view from the inside. Money…..It was just something we never talked about. We never had to talk about it but it was everywhere. It was a presence when I went to public school filled with kids from the underprivileged mill community and it was an even bigger [...]

Source: http://canadianbudgetbinder.com/2012/07/18/going-to-private-school-affected-my-financial-life/

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Where the money stands

as of July 5, 2012

Debts
Mortgage -  $30 561.11
LOC - $3450

Total Debt - $34 011.11

Savings/Planned Spending
TFSA/EF - $2000
RESP - $10 600
RRSP - $4200
Summer 2012 - $1000
Plates $1100


I had to check my debt numbers twice. Then I realized that the debt numbers will go down much more slowly now that I have paid off my vehicle. Concentrating on my savings/planned spending goals right now just means the numbers are changing in different ways currently.  Once I realized this, I panicked less.

The boy and I have saved for his plate/insurance. It comes due the middle of the month. I will put it on my CC and then at the end of the month I will transfer the money from my 'high' interest savings and pay it off. At least this way I will have it in the savings account for a full month to get a few cents more in interest.

Next planned spending goal I will work to fill is my 'back to school' goal of $1500. There was $500 in my end of June budget to go towards that , so I am 1/3 there.

Source: http://shakingthemoneytree.blogspot.com/2012/07/where-money-stands.html

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Refreshing Sunday

Finally our heat wave has been broken. It got cooler yesterday afternoon and cloudy and the forecast was for rain. It was so nice to be able to have the windows open and not hear the fan droning away. I felt like I was able to DO things instead of swelter. Can you tell I don't handle heat well?

I got in a couple walks, did some laundry, did some cleaning and I even dared to turn the oven on to bake cookies in the early evening. Even boiling something on the stove made the house infinitely hotter and muggier so  being able to turn on the oven without melting was a bonus.  I even managed to get the lawn cut before it rained. DS1 was at work.

It was refreshingly cool last night and about 2 AM a light, steady rain started coming down. It was such a wonderful sound.

This morning I was awakened by an odd sound outside my bedroom window. I always sleep with one ear open when DH is not home. Cautiously I raised my head to the window to find a  young deer outside munching on my dogwood shrub. We both were equally startled lol

This morning is a beautiful soft morning. I started it curled up in the living room with the front door open, enjoying the cool fresh breeze and the sound of the rain falling. Such a privilege to sit with my coffee and relax, and watch a few Til Debt Do Us Part reruns. As the rain stopped for a bit I could hear sounds from the ball diamonds echoing up to my house.

I have cupcakes in the oven and they smell great. I will be good and not have one :-)

 DS2 will enjoy them when he comes home tonight. FINALLY. I miss him. He will be tired after working 18 hours a day at his scout camp in this weather. There are tons of mosquitos and horseflies up there too. I don't know how he does it. He's been running camps for small groups that come up. Teaches them knife skills, firebuilding skills, canoeing, archery, shelter making, cooking over open fire. etc. He had a group of four of them out on an overnight Thursday night.

Friday morning he was in for a shock. Two of my sisters headed up there to visit him and see his world he thrives in. It's harder to share in his passion. With DS1 they can go to his hockey games. With other nieces and nephews we can go watch them curl, play football or volleyball, perform in a play etc but often DS2 doesnt get those moments of family at his activities. So the blond duo headed up. DH paid for their use of the camp and DS2 taught them all the things he would teach a regular group. One of my sisters is a photo hound so there are TONS of pictures of the whirlwind 24 hour visit.

Here are a few:


 This is DS2 with one of the aunties (sister #2). She proceeded to dump the canoe to 'check' to see if DS remembered his lessons on how to get back into a canoe from the water. He got her back later :-)

Their slingshot targets - a great way to use old scratched CDs.

Source: http://shakingthemoneytree.blogspot.com/2012/07/refreshing-sunday.html

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Going to Private School Affected My Financial Life

Private School, Yes I attended and it’s a different view from the inside. Money…..It was just something we never talked about. We never had to talk about it but it was everywhere. It was a presence when I went to public school filled with kids from the underprivileged mill community and it was an even bigger [...]

Source: http://canadianbudgetbinder.com/2012/07/18/going-to-private-school-affected-my-financial-life/

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Andrew J. Bacevich, Part I

Bill Moyers sits down with history and international relations expert and former US Army Colonel Andrew J. Bacevich who identifies three major problems facing our democracy: the crises of economy, government and militarism, and calls for a redefinition of the American way of life. "Because of this preoccupation with the presidency," says Bacevich, "the president has become what we have instead of genuine politics, instead of genuine democracy." Respected across the political spectrum, Bacevich has contributed to The Nation, The American Conservative, Foreign Affairs, among others, and his latest book is The Limits of Power: The End of American Exceptionalism.

Source: http://feedproxy.google.com/~r/bmjvodcast/~3/VrTkwNql89I/profile.html

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